FreeAgent
FreeAgent
Overview
FreeAgent is a cloud-based accounting platform built specifically for small businesses and freelancers in the UK. It brings invoicing, expense tracking, project management, and tax preparation together in one straightforward dashboard, trusted by over 250,000 businesses.
Key Features
FreeAgent covers the essentials small business owners actually need: automated invoicing with payment reminders, mobile receipt capture, and real-time bank feeds that connect with major UK banks. It also handles VAT returns and is fully compatible with Making Tax Digital (MTD), meaning you can submit directly to HMRC without the paperwork headache. Time tracking and project management tools make it particularly handy for trades, couriers, and service-based businesses billing clients by the hour or job.
Pricing
FreeAgent offers a 30-day free trial with no credit card required, and paid plans start from approximately £19 per month (pricing may vary; check the FreeAgent website for current UK GBP rates). It is a flat monthly subscription with no hidden per-feature charges, which makes budgeting predictable for small business owners. NatWest, Royal Bank of Scotland, and Mettle business account holders may receive FreeAgent free as part of their banking package.
Ease of Use
FreeAgent is designed for business owners with no formal accounting background, and it shows — the interface is clean, jargon-free, and accessible on web, iOS, and Android. Tasks like raising an invoice, logging an expense from a photo, or checking your tax position take only a few taps. GDPR-compliant data handling and UK-based support add extra reassurance for owners mindful of data obligations.
Verdict
FreeAgent is a strong choice for UK sole traders and small businesses in service sectors such as plumbing, dog grooming, couriers, gyms, and nail salons who want straightforward, MTD-ready accounting without hiring a bookkeeper. It is not the cheapest option on the market, but the breadth of features for the price point represents solid value. If your business bills clients regularly and you want tax deadlines handled with minimal stress, FreeAgent is well worth the free trial.
FreeAgent — Video Review
Pros
- ✓Making Tax Digital compliant, HMRC submission built in
- ✓Free trial, no credit card needed
- ✓Real-time UK bank feed integrations
- ✓Automated invoicing with payment reminders
- ✓Mobile receipt capture on iOS and Android
- ✓Suitable for non-accountants, jargon-free interface
Cons
- ✗Pricing listed in USD, confirm GBP rate
- ✗Limited advanced reporting for growing businesses
- ✗No built-in payroll without additional cost
- ✗Fewer integrations than larger competitors
Pricing Plans
Pricing tracked since 4 September 2026. Always check the vendor's site for the current price before buying.
| Plan | Price |
|---|---|
| Sole Trader manually verified | £19.00/mo |
| Partnership or LLP manually verified | £27.00/mo |
| Limited Company manually verified | £33.00/mo |
| Free (NatWest / RBS / Ulster Bank / Mettle account holders) manually verified | £0.00/mo |
FreeAgent's pricing page shows a geo-locale selector interstitial to automated fetchers, so the tiers above were entered manually from a direct page read on 5 September 2026 rather than the standard AI-extraction pipeline. Plans are priced by business type (not by seats or features), all include the full feature set, and prices exclude VAT.
Frequently Asked Questions
Is FreeAgent compatible with Making Tax Digital for VAT? ▼
Yes, FreeAgent is fully MTD-compliant and allows you to submit VAT returns directly to HMRC from within the software, removing the need for manual filing or separate bridging software.
Can I use FreeAgent with my UK business bank account? ▼
FreeAgent supports real-time bank feeds with a range of UK banks and business accounts. NatWest, Royal Bank of Scotland, and Mettle customers may also qualify to use FreeAgent free of charge as part of their banking package.
Is FreeAgent suitable if I have no accounting experience? ▼
Absolutely. FreeAgent is specifically designed for small business owners without formal accounting knowledge, guiding you through invoicing, expenses, and tax preparation in plain, straightforward language.
Expert Reviews (5)
FreeAgent is a cloud-based accounting platform designed specifically for small businesses and freelancers, offering an intuitive interface for managing invoices, expenses, and projects all in one place. Key strengths include automated invoicing with payment reminders, mobile receipt capture for expense tracking, real-time bank feeds, project management integration, and time tracking capabilities—all trusted by over 250,000 businesses. The platform emphasizes ease of use and saves significant time on accounting tasks like VAT returns and tax preparation. While the content provided is primarily marketing material rather than an independent review, it suggests FreeAgent is well-suited for small business owners seeking straightforward, integrated accounting software without requiring deep accounting knowledge.
Why choose FreeAgent? Manage your business finances with clarity and confidence; 9/10 small business owners feel more financially confident; Friendliest ...